All You Need to Get Approved
- A 550+ FICO® Score
- Your Last Three Months’ Bank Statements
- Over One Year of Being in Business
- $20,000 Minimum of Monthly Revenue
The Loan Products We Offer
Debt Consolidation
Save up to 60% on what you’re currently paying throughout all of your advances and credit loans while extending your term and lowering your rates. Terms range from six to 18 months.
Bridge/Merchant Cash Advance (MCA) Loan
Gain a quick advance of working capital—up to $500,000—to boost your profit margins and increase cash flow to meet any other business needs. Terms range up to nine months.
Revolving Line of Credit
Only pay for what you pull—apply for fast credit approvals of up to $250,000. Businesses must operate for over three years and have a minimum revenue of $50,000 per month. Terms range up to 24 months.
The HiTide Difference
See how HiTide’s product loans compare to the traditional advances that banks offer.
With Banks
- 700 FICO® minimum
- 30–60 days to pull funds
- 5+ years in business required
- 90 days to process application
- Copy and paste financing solutions
- 2 years’ positive cash flow tax returns required
- Affects business credit score
- Longer repayment schedule
With
- 550 FICO® minimum
- 1 day to access capital
- 1+ years in business required
- 1 day to process application
- Tailor-made financing solutions
- No tax returns required
- Does not affect business or personal credit score
- Shorter repayment schedule