All You Need to Get Approved

  • A 550+ FICO® Score
  • Your Last Three Months’ Bank Statements
  • Over One Year of Being in Business
  • $20,000 Minimum of Monthly Revenue
Couple working on a computer

The Loan Products
We Offer

Term Loan

Get funding in under 24 hours for up to $750,000 with flexible repayment terms. Terms range from six to 24 months.

Apply Now

Debt Consolidation

Save up to 60% on what you’re currently paying throughout all of your advances and credit loans while extending your term and lowering your rates. Terms range from six to 18 months.

Bridge/Merchant Cash Advance (MCA) Loan

Gain a quick advance of working capital—up to $500,000—to boost your profit margins and increase cash flow to meet any other business needs. Terms range up to nine months.

Revolving Line of Credit

Only pay for what you pull—apply for fast credit approvals of up to $250,000. Businesses must operate for over three years and have a minimum revenue of $50,000 per month. Terms range up to 24 months.

The HiTide Difference

See how HiTide’s product loans compare to the traditional advances that banks offer.

With Banks

  • 700 FICO® minimum
  • 30–60 days to pull funds
  • 5+ years in business required
  • 90 days to process application
  • Copy and paste financing solutions
  • 2 years’ positive cash flow tax returns required
  • Affects business credit score
  • Longer repayment schedule


  • 550 FICO® minimum
  • 1 day to access capital
  • 1+ years in business required
  • 1 day to process application
  • Tailor-made financing solutions
  • No tax returns required
  • Does not affect business or personal credit score
  • Shorter repayment schedule

Any Questions?

Apply Now and Get Approved in Minutes